Calculator
Compare hypothetical returns across different asset classes. See how cash, bonds, stocks, real estate, and business investments compound over time.
Adjust expected returns and timeframes to explore different scenarios.
Cash
R 825 500
3% annual return
Bonds
R 1 058 913
5% annual return
Stocks
R 2 047 350
10% annual return
Real Estate
R 1 370 860
7% annual return
Business
R 4 095 300
15% annual return
Disclaimer: This tool is for educational purposes and shows hypothetical comparisons. Actual returns depend on market conditions, economic factors, and individual circumstances. Past performance does not guarantee future results. Consult with a financial advisor before making investment decisions.
Asset Classes
Money in savings accounts or cash equivalents. Safest option with minimal risk. Typical returns 2-3%, barely keeping up with inflation.
Use for emergency funds and short-term security.
Fixed-income securities from governments or corporations. Lower risk than stocks. Typical returns 4-6%, steady income with modest growth.
Use for stable income and risk reduction in portfolios.
Ownership stakes in companies. Higher growth potential with market volatility. Historical average 10-12%, significant upside over decades.
Use for long-term wealth building with higher risk tolerance.
Property ownership combining rental income and appreciation. Typical returns 5-8%, with leverage and tax benefits. Requires active management.
Use for portfolio diversification and cash flow generation.
Direct ownership or equity in operating businesses. Highest growth potential (15%+) with corresponding risks. Requires operational involvement or capital deployment.
Use for entrepreneurs and experienced investors seeking outsized returns.